This is a rap made for people who spend OSAP money on everything but their education. I have been running into people who do this exact thing all the time; always spending money on unnecessary things that don't benefit them in the long term. Have you bought something that just ended up collecting dust? Well if you have then you need to discover the difference between “needs” and “wants”. OSAP is to help you through college not your lifestyle, so why not develop that mentality.
Why do people lack so much money management skills? Most of them wouldn't need OSAP in the first place if they had these skills. It seems like they didn't pay attention in their high school math class. High school teaches these fundamental math skills to help students manage their money.
I think people need to sit down and take some time off to think about their bad spending habits. If only there was such a thing called Google, that would help these bad spenders find a template for a monthly budgetplan—life would be so simple.
Do your reasearch and find ways to save money. You don't need to be cheap just be wise about it. You would love it once you start saving.
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