Brand name clothing is highly marked up. The brand names your spending on costs the companies nickles and dimes to produce. So why pay them over $100 for something that costs them less than $10 to make? Have your own image, brand and just be yourself. You don't need to prove anything to anyone. It's not high school and no one cares about what you have on. Companies use marketing to position an image in your head that is false. Don't fall for marketing and don't copy people on the type of stuff they have. Chances are their in the same boat as you are or they have parents who provide for them. You don't need to wear expensive Jordan shoes, expensive watches with fake diamonds, fashionable clothing if you're on OSAP and use public transportation.
Laptops can be a good investment if your course requires it, and overall it can be used in the form of cheap entertainment. What is not a good investment is an over priced MacBook Pro. You're not paying for an awesome laptop that will never brake or get outdated in 6 months. You are paying for a brand name that Steve Jobs created and chances are you're not an "creative" student. If you were creative, you wouldn't spend so much money for something you can get for half the price. Still don't believe me? read this. Get a cheap alternative laptop with the specs you need to get your work done. You don't need a high powered Alienware gaming laptop that costs $2000 if your going to be watching YouTube videos and using Microsoft Word.
Cell phones & Mobile plans are another issue where people spend without doing research. Just take the time to Google and look for what is right for you. You shouldn't spend over $600 on a cell phone or sign up for contracts that cost $80 plus a month. Just do your research for the right carriers and plans they offer. Don't let the marketers do the thinking for you and impress you with a 8 megapixel camera. You should need a cell phone that allows you to make calls, text and email. You don't need a 1080p video recording function.
Other gadgets like the PlayStation 3, Xbox 360 are nice to have but just don't buy them with OSAP money. plain and simple.
There are individuals that apply for OSAP that do not use this money for their education but end up spending it on unnecessary things. OSAP is a program that is put in place to HELP YOU PAY FOR YOUR EDUCATION not YOUR LIFESTYLE. OSAPBling will offer tips and solutions to prevent you from falling in the abyss of debt.
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